last updated 12/12/2013
For questions and help you can contact Wyoming 2-1-1. They have information about local resources and can answer questions about the Healthcare Marketplace. Call 211 or 1-888-425-7138. You can also contact the HealthCare.gov call center, available 24 hours a day, seven days a week, at 1-800-318-2596.
For insurance coverage to begin on January 1, 2013, the deadline for signing up and paying your first premium is Monday December 23, 2013. If you miss that deadline, see here for other signup and start date deadlines.
The library offers 45-minute, one-on-one sessions to community members wishing to sign up for insurance in the new federal health insurance marketplace.
There are two insurance companies offering policies through the Healthcare Marketplace in Wyoming. For general information about the policies they are offering, such as what their plans cover, what doctors are in their network, and drug coverage (formularies) you can explore their websites: Blue Cross Blue Shield of Wyoming WINhealth
In March 2010, President Obama signed comprehensive health reform, the Patient Protection and Affordable Care Act (ACA), into law. Explore what this means for you with these resources. It’s important to be aware that ACA enrollment begins October 1, 2013, and closes on March 31, 2014, for coverage beginning as early as January 1, 2014.
Federal Health Insurance Marketplace
The United States government’s interactive Website healthcare.gov provides information about insurance changes related to ACA. This Health Insurance Marketplace is designed to help you choose an option that best suits your needs.
Some states have set up their own sites and put together special plans for their citizens. Wyoming, however, is using the regular Federal plans and information at healthcare.gov. Teton County residents should use that site to explore their options. For those currently uninsured, this information is essential as citizens are now legally required to sign up for health insurance. Those who do not enroll will be subject to an annual tax penalty.
The Wyoming Department of Insurance has developed information sheets for individuals and for employers. Here’s a link to aPowerpoint given by the Wyoming Department of Insurance and St. John’s Hospital at the library on Oct. 9, 2013.
Before exploring the Health Insurance Marketplace, you may want to become familiar with medical insurance vocabulary. You can see a glossary here.
What can you do to get ready?
The Marketplace is open for enrollment. Here’s information on what you can do to prepare for enrollment.
Why should I have health coverage?
Find information about the cost of treatment, basic insurance term definitions, and the benefits of coverage. Health coverage will be required starting in 2014 or pay a penalty on their taxes.
What are the different types of health insurance?
This outlines the different types of plans and their differences so you can compare them in the Marketplace and better understand any insurance you may currently have.
What’s the difference between Marketplace plans and other private plans?
While both types of plans have a core set of common features, the cost of private plans are not regulated, the cost of Marketplace plans may be based on your income.
Other commonly asked questions can be answered here.
The National Academy of Sciences has published a consumer guide called The New Health Care Law and You.
The Henry J. Kaiser Family Foundation wrote and produced an animated video with the YouToons that gives an overview of the changes to health insurance under the Affordable Care Act below:
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