Teton County Library offers 45-minute, one-on-one sessions to community members wishing to sign up for insurance in the new federal Healthcare Marketplace. To reserve a session and find out what you will need to bring, stop by the Library Front Desk, call 733-2164 and press 1.
For questions about local resources and help with the Healthcare Marketplace, contact Wyoming 2-1-1. Call 211 or 1-888-425-7138. Or contact the HealthCare.gov call center, available 24 hours a day, seven days a week, at 1-800-318-2596.
The Wyoming State Library and Wyoming Institute of Population Health created an archived version of the “Enroll Wyoming: Navigating the Health Insurance Marketplace” presentation, seen at libraries and other community venues across the state. You can view it here.
last updated 2/21/2014
Tips for signing up for health insurance
through Healthcare.gov (“the Marketplace”), from Enroll Wyoming:
March 31, 2014 Deadline: This is the last day to sign up for a Qualifying Health Plan through the Marketplace and avoid paying a penalty on your 2014 taxes, if you do not qualify for an exemption.
Twins: Having the same birthdate for multiple applicants may result in the Marketplace listing the same person multiple times on the same application. If this cannot be fixed prior to enrollment, the insurance companies can change the name if you give them a call after enrolling in one of their plans.
Recent Change in Address or Legal Name: If you have changed your address or legal name within the last 6 months and are having difficulty completing your application, try using your former address or legal name to complete the application and then update this information directly with the insurance company that you choose.
Phone Numbers: If you do not have a phone number, enter all zeros (0) or all ones (1) in the 10-digit phone number field and mark e-mail or mail as your preferred form of communication.
All Caps: It is recommended that you use all capital letters and no symbols (for instance, dashes - or apostrophes ‘ ) when entering your name on your application. Please also make sure there are no extra spaces before or after parts of names. If your name was entered using a dash or apostrophe when creating your account and you have trouble after creating the account, try creating a new account and spell your name without the dash or apostrophe.
Self-employed or Job Changes: If you are self-employed, have recently changed jobs, or expect to change jobs in 2014, mark “no” when asked whether 2014 income is expected to be the same as 2013 or 2012 income.
What does the “D” in a health plan name mean?: This means the plan includes a pediatric dental care benefit.
What does the “HSA” in a health plan name mean?: This means the plan qualifies the consumer to start a Health Savings Account to help pay for out-of-pocket health care expenses. Your banker or accountant can help explain how this works.
There are two insurance companies offering policies through the Healthcare Marketplace in Wyoming. For general information about the policies they are offering, such as what their plans cover, what doctors are in their network, and drug coverage (formularies) you can explore their websites: Blue Cross Blue Shield of Wyoming WINhealth
In March 2010, President Obama signed comprehensive health reform, the Patient Protection and Affordable Care Act (ACA), into law. Explore what this means for you with these resources. It’s important to be aware that ACA enrollment begins October 1, 2013, and closes on March 31, 2014, for coverage beginning as early as January 1, 2014.
Federal Health Insurance Marketplace
The United States government’s interactive Website healthcare.gov provides information about insurance changes related to ACA. This Health Insurance Marketplace is designed to help you choose an option that best suits your needs.
Some states have set up their own sites and put together special plans for their citizens. Wyoming, however, is using the regular Federal plans and information at healthcare.gov. Teton County residents should use that site to explore their options. For those currently uninsured, this information is essential as citizens are now legally required to sign up for health insurance. Those who do not enroll will be subject to an annual tax penalty.
The Wyoming Department of Insurance has developed information sheets for individuals and for employers. Here’s a link to aPowerpoint given by the Wyoming Department of Insurance and St. John’s Hospital at the library on Oct. 9, 2013.
Before exploring the Health Insurance Marketplace, you may want to become familiar with medical insurance vocabulary. You can see a glossary here.
What can you do to get ready?
The Marketplace is open for enrollment. Here’s information on what you can do to prepare for enrollment.
Why should I have health coverage?
Find information about the cost of treatment, basic insurance term definitions, and the benefits of coverage. Health coverage will be required starting in 2014 or pay a penalty on their taxes.
What are the different types of health insurance?
This outlines the different types of plans and their differences so you can compare them in the Marketplace and better understand any insurance you may currently have.
What’s the difference between Marketplace plans and other private plans?
While both types of plans have a core set of common features, the cost of private plans are not regulated, the cost of Marketplace plans may be based on your income.
Other commonly asked questions can be answered here.
The National Academy of Sciences has published a consumer guide called The New Health Care Law and You.
The Henry J. Kaiser Family Foundation wrote and produced an animated video with the YouToons that gives an overview of the changes to health insurance under the Affordable Care Act below: